Am I Eligible? Loan Application

Am I Eligible?

Who Can Join A Credit Union?

The answer to the question above depends upon a number of factors. More specifically, it depends upon the credit union that you wish to join. There are some credit unions that anyone can join; other credit unions have requirements that must be met before joining.

Am I Eligible to Become a Member at FCACU?

Many people are pleasantly surprised to learn that they are eligible for membership at First Class American Credit Union in Fort Worth. FCACU is a credit union that anyone can join if the following conditions are met:

  • Anyone who lives, works, or worships in Fort Worth, Texas
  • Anyone who works for, or has an immediate family member who works for the U.S. Postal Service while living in the following zip codes: 76000-76499, 76800-76999, and 79500-79699
  • Members of NARCUP (National Association for Retired Credit Union People)
  • Employees of companies located in Wichita, Clay, Archer, Baylor or Wilbarger Counties
  • Persons who live, work, worship or attend school within a 10-mile radius of FCACU to include the following zip codes: 76006, 76012, 76013, 76016, 76021, 76022, 76034, 76039, 76040, 76051, 76052, 76053, 76054, 76092, 76101, 76102, 76103, 76104, 76105, 76106, 76107, 76108, 76109, 76110, 76111, 76112, 76114, 76115, 76116, 76117, 76118, 76119, 76120, 76127, 76131, 76135, 76137, 76148, 76178, 76179, 76180, 76248
  • Anyone who works for, or has an immediate family member who works for the following Select Employer Groups
  • Recipients of Social Security Benefits in any of the above named counties
  • Relative of someone who is an existing member

Become a Member of FCACU

If you’re eligible, become a member today and enjoy the benefits of being a part of the First Class American Credit Union community!

Become a Member!

Auto Loans

As low as+

2.15%APR

Credit Cards

As low as+

8.50%APR

Home Equity

As low as+

5.20%APR

Certificates

As high as+

1.60%APY

Checking

As high as+

0.10%APY