Purchasing a new or used vehicle involves serious financial consideration. You can buy your dream car with help form First Class American Credit Union. Get the best loan rates when you apply for an auto loan at our credit union. Call us today to learn more.
We Work for You!
At First Class American Credit Union we work hard to help all our members reach their goals, regardless of budget size or financial knowledge. Our credit union auto financing processes is convenient and easy. Contact us today to find out about your personalized car loan options. What separates us from other car loan lenders?
FCACU Auto Financing Advantages
- Pre-approval in minutes! Don’t wait around on slow loan approvals. In most cases, you can drive off the lot the same day.
- Competitively low rates. Our new and used vehicle loan rates are competitive with any of the big banks.
- Flexible repayment options for every budget. We can even set up automatic drafts so you don’t have to worry about making payments.
- Simple interest calculation. We don’t charge upfront interest charges like other car loan lenders. You only pay interest on the remainder of your loan balance.
Upgrade to First Class American Credit Union! At FCACU, we put our community first. Our institution offers all the same services of a traditional bank, but the difference is that we are motivated by our member’s needs, not by profit. We work for you! Before you call other car loan lenders, contact us for your car loan options and get on the road to success!
Auto Loan Rates
|Loan Term||APR||Example (per $1000 borrowed)|
|2017 & Newer|
|66 months||as low as 2.69% APR*||66 payments of $16.32|
|72 months||as low as 2.85% APR*||72 payments of $15.13|
|75 months||as low as 3.05% APR*||75 payments of $14.66|
|48 months||as low as 2.79% APR*||48 payments of $22.04|
|66 months||as low as 2.89% APR*||66 payments of $16.41|
|72 months||as low as 3.05% APR*||72 payments of $15.22|
|60 months||as low as 3.29% APR*||60 payments of $18.10|
|66 months||as low as 3.79% APR*||66 payments of $16.81|
|>2012 & Older|
|48 months||as low as 4.95% APR*||48 payments of $23.01|
|60 months||as low as 5.39% APR*||54 payments of $19.05|
.15% Rate Reduction for 90% LTV
RATES AS LOW AS 2.54%
Additional .25% rate for 660+ credit score with 46-90 days to first payment
*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of March 23, 2020. Rates are subject to change without notice.