Member Credit Protection Loan Application

Member Credit Protection

At First Class American Credit Union, we value our members as well as their families and help them every step of the way in ensuring their financial security should they experience difficult times. FCACU provides the finest in credit life and disability insurance to protect you and your loved ones from life’s biggest tragedies in Fort Worth. Questions like “What is credit life and disability insurance?” are very common and we realize understanding exactly what these plans involve can be a challenge. Read on to find out how these two types of insurance coverage can offer you relief.

What is credit life and disability insurance?

Families grieving over the loss of a loved one should never have to assume responsibility for debt they didn’t incur. With credit life insurance, your relatives won’t be held liable for your debt just because you’re no longer around to pay it. Credit life insurance is the best option for debt holders who want to protect their families in case of a tragic event.

In a similar manner, no one suffering from the pain and anxiety a disability creates should bear the overwhelming pressure that debt can cause. Credit disability insurance ensures that you’re not responsible for debt that you incur in case you are no longer able to generate income due to a disability. If you would like to be able to make investments or borrow to reach your most desired goals, consider a credit disability insurance policy and protect yourself from being unable to pay off your debts.

Credit Protection When You Get a Loan Through FCACU

Our members are our most important asset, and protecting them from life-changing events is one of our top responsibilities. When you get a loan through First Class American Credit Union, you can also choose to purchase credit life insurance and credit disability insurance, ensuring that the loan won’t become a burden for you or your loved ones.

If you’re not yet a FCACU member, insurance services like these are some of the many benefits you’ll be able to take advantage of by opening an account at our credit union. By banking at a credit union, you won’t need to deal with the bad business practices of big banks. Experience our high quality services and become a member of First Class American Credit Union today.

Become a Member!

Auto Loans

As low as+

2.15%APR

Credit Cards

As low as+

8.50%APR

Home Equity

As low as+

5.20%APR

Certificates

As high as+

1.70%APY

Checking

As high as+

0.10%APY