To best serve you at our busiest times, effective February 1, 2022, the Medical Center, Braun, and Golden Triangle Branches will be closed on Saturdays. The Headquarters and Polaris locations will remain open for drive-through service on Saturdays from 8:30 am – 1 pm.

Secure Your Finances with our Personal Loans

We’re here to help you reach your financial goals, not take advantage of your situation.

There are many instances in life when you may need a personal loan. Using this cash cushion can help you to get ahead financially, giving you more buying power than using your own cash reserves. When you get a personal loan from United Texas Credit Union, we’ll do our best to provide you with the best rates and terms for your needs. Features of United Texas CU’s personal loans include:

  • Lower interest rates than typical personal loans elsewhere.
  • Flexible payment terms.
  • Low, easy payments.
  • Financial planning services to help you stay on track.

While the reasons for getting a personal loan are as varied as the people who borrow, there are several common situations in which getting a loan from a credit union is ideal.

Payday Loans

Payday loans are an important offering of any financial institution, and are also an unfortunately abused service in many cases, with unscrupulous lenders charging up to 300% interest on their Payday Loans. At United Texas Credit Union, we think that is exorbitant, and shouldn’t be the case. We are proud to offer a much more affordable 18% rate on our loans, so that your payday loan provides the temporary assistance you require, without a long term debt you’ll regret.

Getting an Education

The costs of higher education can be often prohibitive, and many families choose to pay off these costs over time. You can get personal loans to cover the cost of books, room and board and equipment. A specialist will help you to work out all of your personal loan details and get the money you need for college. Buy a new computer or furnish your off-campus apartment. With a personal loan, you can make the best use of your money and increase your spending power.

Making a Major Purchase

Personal loan services can come in handy when your washing machine is on the fritz, your refrigerator needs replacing or your car needs a new alternator. These unexpected costs can wreak havoc on your finances, so getting a personal loan is an effective way to preserve your cash. Don’t let a major expense derail your finances. With a personal loan, United Texas CU can quickly get the money you need to keep your life running smoothly.

What’s the Best Way to get a Personal Loan?

Your local credit union is a great place to start when shopping for a personal loan. Credit union loans offer low interest rates and flexible repayment terms and can work with you on all of your personal loan details. You can borrow small amounts for short term cash needs or larger amounts for long-term investing. Here at United Texas Credit Union, we are specialists at helping you get the cash you need.

Contact us today to get started!

Signature Loan Rates

Term APR Example (per $1000 borrowed)
Up to 12 months as low as 7.00% APR* 12 payments of $86.53
Up to 18 months as low as 8.00% APR* 18 payments of $59.14
Up to 24 months as low as 8.50% APR* 24 payments of $45.46
Up to 48 months as low as 9.00% APR* 48 payments of $24.89

*APR means Annual Percentage Rate. Rates are effective as of May 1, 2021. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

Contact Us Today!

Need Assistance?

Call (817) 834-9777

Credit Cards
As low as

Auto Loans
As low as

View All Rates

Home Equity
As low as

View All Rates